The Bank allows players to deposit credits to protect them from being:
Accessing bank funds
Credits held by the bank are used each time you purchase something that requires more credits than you have in your Credits balance. You do not need to do anything special to get access to your credits — they are used automatically as needed in the course of gameplay.
The Antediluvians are the extremely old powers who back the back. They didn't get to be ancient powerful beings by being generous to people who need their services, so you will pay a 10% tax on each deposit.
Some players find that a small (and manageable) fee to protect their money; other players choose to take their chances, including using Retreat whenever they run into Lady of the night or Gang member.
The present-day personification of the Antediluvians is, of course, Andi Huller, aka Andi the Antediluvian. You will often see his pronouncements on the developer news page.
- 1 June 2010: The Bank was included in the initial release of Chronicles of Blood
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